Supporting your business throughout the year 
 
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Towergate Insurance
 
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After 12 months of adjusting and learning how to operate during a global pandemic, we know that you have become accustomed to regular changes across the board, which is unfortunately no different across the insurance market. We are seeing many insurance providers withdrawing from the care sector, making your next renewal potentially more difficult.

As care insurance experts, we wanted to share with you how COVID-19 has been affecting the market, and what you should be thinking about when you approach your renewal. 


We also wanted to help with a few other pieces, such as escape of water and how you can put measures in place to avoid claims, advice from our insurer partner Markel Law on claiming capital allowances, and how to stay safe online. 
 
 
Covid-19 image
 
Top tips when renewing your business insurance
 
If your business insurance is due for renewal in the upcoming months, it's worth thinking about the cover that you currently have, as well as what your broker is doing to support you during what continues to be a difficult time. We've compiled a list of our top tips, so you have an idea of what you should be expecting from your broker. 
 
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Read our top ten tips
 
 
 
 
Car driving through a flood
 
How to prevent Escape of Water claims
 
Water damage claims cost the insurance industry hundreds of millions of pounds every year and are thought to account for over 50% of business interruption claims. Prevention, rather than cure, is very much the answer. 
 
 
Read more
 
 
 
 
A lady planning
 
Speak to a Markel Tax specialist
 
Tax relief for businesses and companies can be claimed through capital allowances. These allowances are calculated on the cost of any capital expenditure on assets used within a business – this is usually plant and machinery or property. 
 
Over half of all businesses in the UK do not currently claim their full
entitlement to capital allowances, meaning they could be missing out on tax relief worth hundreds of thousands of pounds!

The Markel Tax team is available to assist Towergate clients by identifying capital allowances claims relating to past, current or future expenditure. Also, by consulting with a Markel Tax specialist before incurring any capital expenditure, any future tax claims could be maximised, resulting in an overall corporate tax saving.
 
Register your interest here
 
 
 
 
 
How to protect yourself against cyber-crime
 
As technology develops, our reliance increases and, in turn, cyber related incidents are on the rise. Criminals can now access information and data like never before. It is therefore important that you know how to protect yourself from cyber-attacks and stay safe online.
 
How to stay safe online
 
 
 
Cyber Locks
 
 
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Towergate Insurance and Towergate Insurance Brokers are trading names of Towergate Underwriting Group Limited. Registered in England No. 4043759 Registered Address: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Authorised and regulated by the Financial Conduct Authority

You can unsubscribe from all of our communications at any point, but please be aware you may not receive messages relating to the renewal of your policy.
 
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